Pros
- Compares quotes side by side from 18 carriers
- Carriers include Hiscox, Travelers, CNA, Markel and Liberty
- Certificate of insurance downloadable 24/7
- Monthly payment options
Cons
- Advertised prices are the 10th percentile — most pay more
- May require an initial down payment
Simply Business at a glance
| Policies | GL, BOP, workers’ comp, professional liability and more |
|---|---|
| Starting price | GL from $20.75/mo; BOP from $33.75/mo; WC from $38.91/mo; PL from $25.83/mo (10th percentile, Jul–Dec 2025) |
| Typical cost | Compares quotes from 18 carriers incl. Hiscox, Travelers, CNA, Markel |
| Certificates | Download certificates 24/7 |
| How to buy | Quotes in about 10 minutes |
Good fit if you are…
- Owners who want to compare prices before buying
- Businesses with unusual risks that one insurer may decline
Look elsewhere if you are…
- Anyone who wants a single direct insurer relationship
Simply Business alternatives
| Provider | Price | Best for | Link |
|---|---|---|---|
| NEXT Insurance | General liability from $19/mo | Fast online quotes · instant certificates | Visit NEXT Insurance |
| Insureon | Median GL $45/mo | Licensed agents · many industries | Visit Insureon |
How to get started with Simply Business
- Note your LLC’s legal name, EIN, address, revenue, payroll and exact type of work.
- Request a quote on Simply Business’s site with the limits your contracts require (often $1M/$2M).
- Compare at least one other quote with the same limits and deductible.
- Buy online and download your certificate of insurance.
Simply Business vs the alternatives
Simply Business is our pick for compare quotes from many insurers (GL from $20.75/mo). If that isn’t your priority:
- NEXT Insurance — better for fast online quotes · instant certificates (General liability from $19/mo). Buy online in about 10 minutes, coverage effective after payment.
- Insureon — better for licensed agents · many industries (Median GL $45/mo). Publishes median prices from 100,000+ small-business customers.
Frequently asked questions
How much does Simply Business cost?
GL from $20.75/mo. Policies: GL, BOP, workers’ comp, professional liability and more. Starting price: GL from $20.75/mo; BOP from $33.75/mo; WC from $38.91/mo; PL from $25.83/mo (10th percentile, Jul–Dec 2025). Verified October 18, 2026 on Simply Business’s website.
Is Simply Business good for an LLC?
A marketplace rather than an insurer: one form returns quotes from up to 18 carriers, which is the quickest way to see whether you’re overpaying. Good fit: owners who want to compare prices before buying; businesses with unusual risks that one insurer may decline.
What are the downsides of Simply Business?
Advertised prices are the 10th percentile — most pay more. May require an initial down payment.
What are the alternatives to Simply Business?
NEXT Insurance (General liability from $19/mo), Insureon (Median GL $45/mo).
How do I sign up for Simply Business?
1. Note your LLC’s legal name, EIN, address, revenue, payroll and exact type of work. 2. Request a quote on Simply Business’s site with the limits your contracts require (often $1M/$2M). 3. Compare at least one other quote with the same limits and deductible. 4. Buy online and download your certificate of insurance.
Prices are published averages or starting prices from each insurer or broker, not quotes. Your premium depends on your industry, state, payroll, revenue and claims history. We are not an insurance agency. Verified October 18, 2026. We may earn a commission if you sign up through our links, at no cost to you. How we’re funded.
Your LLC setup checklist
- Get a free EINFrom the IRS, in minutes online.
- Open a business bank accountKeep LLC money apart from yours to protect the liability shield.
- Sign an operating agreementSettle who owns and decides what before it matters.
- Get business insuranceCover what the LLC itself doesn’t protect.
- Plan your taxesKnow your tax status and federal due dates.
- Track state deadlinesFree reminders before each filing.
Everything in one list: printable LLC compliance checklist · live deadline calendar.